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As we get older, choosing somewhere to live comes with new priorities, with influences such as access to green spaces, quality of elderly care, ambulance wait times and even - maybe - where you can get hold of a decent fish and chips.
To help inform your decision, we’ve analysed the best towns and cities from across the UK based on some of the things that are most important to the older generation.
We’ve identified the best places for older people to live in the UK, evaluating a range of cost, health and life-style related factors.
Best city for elderly careThe city scored 77/100 across various cost, health and lifestyle factors
Best retirement town for older peopleThe town scored 53/100 across various cost, health and lifestyle factors
Best for older people in numbersA third of the population is aged 65+
Best for cheap retirement propertiesAverage property price isless than £140,000
Best for quality of careAll 20 care homes within 10 miles have a CQC rating of Good or above
Best for longer lifeAverage life expectancy is 85 for men and 87 for women vs. national average of 81
Best for fish and chipsThe city has more than 235 venues offering the dish
Best market town to retire toThe town scored 52/100 across various cost, health and lifestyle factors
We’ve considered several factors when considering the cost of care, including affordability of residential care and nursing care based on house capital and pension pots, to identify the best cities and towns for older people requiring care.
High average property prices and house deposits means older adults living in London, Wetherby and Cambridge may have more capital to pay towards care costs.
By comparison, Southampton, Hull and Stoke-on-Trent, are ranked towards the bottom with lower property prices meaning older adults have less capital to pay for residential or nursing care costs.
Whilst people living in London can use their house capital to pay on average for 17.8 years of residential care and 14.6 years of nursing care, the average in Stoke-on-Trent is just 4.7 years of residential care and 3.1 years of nursing care.
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The UK has many picturesque towns, rich in culture and community, that would be ideal for retirees looking for a change of lifestyle.
We have calculated which are the top 10 best places to retire in the UK overall, based on a number of environmental factors, including the population of over 65s, quality of care homes in the area, ambulance wait times, number of chip shops, bingo halls and green spaces, and number of Instagram hashtags.
The Welsh seaside town of Llandudno is notorious for its sweeping bay, Victorian
seafront architecture and is most notably known for having the longest pier in the country.
Every year, many tourists escape to the seaside resort to relax and soak up the culture of the sea, countryside and countless castles.
Llandudno’s appearance has remained largely untouched for over a century and is renowned for having the longest pier in the country.
Llandudno is easily accessible for many, with regular buses and bus stops dotted all around the town and a train station slap-bang in the centre with connections to most areas across the coast. Llandudno is located near the Snowdonia National Park, which offers tourists many walks and breath-taking views. Llandudno ranks highly with its stunning architecture and picturesque coastal views.
With this in mind, it’s no wonder Llandudno ranked at second highest for number of hashtags on Instagram.
The bustling market town of Glossop is situated within the spectacular surroundings of the High Peak of Derbyshire.
Close to the boundary of the Peak District National Park, Glossop is a popular tourist spot and a favourite among walkers due to its scenic moorland setting and wealth of history. The town is formed of a cluster of small villages, chapels, worker’s cottages and scenic structural remains.
The Guardian describes Glossop as a ‘former mill town upon which fortune has smiled, not sneered’. To this day, Glossop reflects legacy of Victorian industrialists, as well as beautiful nonconformist chapels and libraries. The town is proud to hold a rich and diverse creative community and is highly praised for its live music scene and artistic flair.
Glossop ranks as the second cheapest average house prices in the UK and has the highest number of Instagram hashtags of any UK market town.
As a quintessential seaside town, Southport sports 22 miles of beautiful coastline boarded by the Irish sea. Southport beach counterbalances the hustle and bustle of the town centre, with its open spaces, coastal views and historical iron pier on the seafront.
Southport is active with wildlife, with miles of stretching sands providing the perfect habitat for many species of wading birds. Southport holds a reputation for having a large elderly community, making it the ideal spot for retirement. It not only has the cheapest average house prices and the cheapest annual cost of care, but also the second highest number of bingo halls in the UK.
Southport has always been a glamorous destination and popular resort for well-to-do holidaymakers during the 1930s. The town also hosts a glorious annual flower show and some of the finest golf courses in the country. With award-winning beaches, tranquil forestland, Southport is the picture-perfect escape for retirees who can afford it.
The leafy market town of Ramsbottom is a hybrid of contemporary and traditional lifestyles, jam-packed with independent businesses, award-winning restaurants and an impressive variety of pubs.
Located on the edge of the West Pennine Moors, Ramsbottom not only boasts beautiful wild scenery, but is famous for its cricket, football and music scene. Ramsbottom is home to a number of independent gift shops, homeware, local artwork, vintage treasures and designer clothing boutiques, plus a farmers’ market on the second Sunday of every month.
There’s a variety of Victorian stone townhouses, semis and terraces lining the outskirts of the town, as well as old weavers’ cottages and cosy farmhouses further out. Ramsbottom ranks as the cheapest average annual care home costs and the highest ratio of care homes to elderly people, making it the ideal location for senior citizens looking to retire. It also has the highest number of green spaces, the highest number of bingo halls and the highest number of fish and chip shops.
Saffron Walden has a welcoming sense of community spirit. The Essex market town has a fantastic cricket club, rugby club and hockey club, all of which put on regular matches that have established a great social scene.
The sleepy town features old homes with ornate architecture, with many houses close to the town centre, making it accessible for everyone. On Tuesdays and Saturdays, the town hums with activity as the market opens, hosted by more than 60 artisan stallholders all selling local produce. The town is home to the world-famous Audley End House & Gardens, an English Heritage with acres of parkland, a lake, a miniature railway for children and special days out for the family, as well as open-air cinema screenings and concerts in the summer months.
Saffron Walden has the highest average life expectancy of any UK market town and the highest percentage of population aged 65+. With its relaxed, tranquil feel and laid-back atmosphere, Saffron Walden is the ideal location for those looking to retire.
Tynemouth has proudly been named as one of the best places to live both nationally and regionally in countless surveys, with The Sunday Times including it on its annual list of the top 70
locations representing the best of the best in the UK. The coastal town has three sandy beaches and has played host to the National Surfing Championships.
Not only is Tynemouth a scenic spot, it’s also very practical. Faultlessly well-connected, with regular Metro trains to Newcastle city centre, making it as attractive to young couples and downsizers craving community spirit. Around the castle lies delightful 17th and 18th century cottages. It gets more seaside beyond, with parades of Victorian townhouses on the seafront.
Tynemouth is home to the highest ratio of care homes to elderly people, as well as the highest number of bingo halls, highest number of English heritage properties and highest number of fish and chip shops.
Ilfracombe is a popular holiday town on the North Devon coast, with rugged cliffs, winding country paths, bespoke independent shops and a bustling harbour.
Ilfracombe began its legacy as a small fishing village but was quickly popularised as a beach resort during the Victorian era. For those who aren’t a fan of the sand and sea, there is also a great deal of towns, villages and green spaces to enjoy evenings or weekend strolls. The hills and valleys are bejewelled with authentic Victorian town houses, villas, terraces and cottages, crowning Ilfracombe as the highest number of green spaces and the second highest number of English heritage properties in the UK. The Guardian rates Ilfracombe’s market value as “seriously good, old-school value”.
In one study carried out by Which? readers, more than 4,000 people ranked 100 seaside towns and villages across the UK, with Ilfracombe being ranked second in the ‘nation’s top 21 locations an accompanying hidden gems’ list.
Aflush with culture and vibrancy,
Bradford is situated within the Yorkshire countryside. Although its surrounding cities are more well-known, Bradford is the third largest city in Yorkshire and has a fascinating history that dates back to the Anglo-Saxon era.
Renowned for its attractive and affordable properties, Bradford boasts a competitive average house price of just £144,114, significantly less than neighbouring cities Leeds and York. The city is home to olde worlde architecture, each with its own story and significant place in history. For a country walk or long hike, locals can wander down to Ilkley Moor - just a short distance away from the town.
Accent Housing has a range of affordable homes available in Bradford, including sheltered accommodation and independent living schemes for people aged 55+, making it the ideal location for those looking to retire to a new and affordable lifestyle.
Over the years, Bradford has undergone some major developments to enhance what has become a thriving arts and culture scene, now with a rich variety of theatres, galleries and annual art festivals.
Full of character and charm, Falmouth sits at the heart of Cornwall with golden sands, inviting waters, a 16th century castle and reliable transportation links.
With locals branding the town as ‘Falifornia’, Falmouth offers the serenity of a coastal lifestyle with the benefit of being in a large town with amenities and period properties. It’s still possible to pick up a terraced property for less than £300,000, making Falmouth an affordable location for many. Falmouth holds a cheery community, and quirky streets, all brightly painted. The town centre is full of artisan retailers that cater to most needs.
The beaches, eateries and colourful programme of festivals have all earned Falmouth a spot in The Sunday Times Best
Places to Live poll. Falmouth is notable for its many glorious parks and green spaces - some of which have won accolades in the Britain in Bloom awards over the years. Unsurprisingly, Falmouth has the second highest number of green spaces in the UK.
The enchanting market town of Alresford attracts many visitors every year on behalf of its eclectic range of independent shops, strong local community and beautiful setting - located on the cusp of the South Downs National Park.
Sitting in the heart of Hampshire, Arelsford is a postcard-perfect location for the outdoorsy type with its clear streams and alluring country walks that may lead to a rustic country pub or two. Abundant in brick cottages and country gardens, Alresford has the highest number of English heritage properties of any
UK market town, as well as the highest life expectancy in women aged 65+.
Alresford also has the second highest average life expectancy in the area and the second highest percentage of the population aged 65+.
Alresford features plenty of 20th century developments with quiet closes and cul-de-sacs of family homes – making it the ideal location for people of all generations to relocate to.
Although it didn’t make it into the top ten list, Wetherby is still a strong contender for those looking for an affordable place to retire. A small market town atmosphere with big city connections, Wetherby provides striking scenery in an area of great natural beauty, with an expanding range of amenities, from boutique shops to bingo halls to fish and chip shops.
A small market town atmosphere with big city connections, Wetherby is a suitable location for almost anyone. Wetherby provides striking scenery in an area of great natural beauty, with an expanding range of boutique shops and high number of bingo halls and fish and chip shops.
A stone’s throw away from
the town lies luscious countryside, brimming with picturesque villages. As is
the case with many Yorkshire market towns, Wetherby offers an excellent food and drink culture, with a variety of pubs and bars to choose from, ideal for pub grub, a quiet afternoon drink or a Friday night out. Being a small town, Wetherby has a fantastic sense of community, where residents are known by local pub and shop owners, as well as other visitors.
Wetherby is full of character, history and many different housing options. It has the second cheapest average annual care home costs of any market town in the UK and the second highest ratio of care homes to elderly people.
Lymington also deserves a worthy mention in our list of best retirement destinations outside of the top ten. Nestled between forest and sea, this stylish seaside town boasts the highest average life expectancy of residents in the UK, as well as the highest population aged over 65 for both men and women.
As well as a lovely long life, Lymington also boasts dazzling aesthetics, with Georgian buildings dominating the high street and cobbled roads winding down to the Old Town Quay. The small town also offers a higher than average number of green spaces, an excellent range of facilities and a strong community feel, making it a strong contender for the best retirement towns list. In June last year, the Telegraph labelled Lymington a ‘booming town that provides residents of any age the best quality of life’.
If you would like to use our Taking Care "Best Retirement Towns and Cities" data then get in touch!
We'd love to share our insights and research with you.
Life expectancy for local areas of the UK: between 2001 to 2003 and 2018 to 2020.
Subnational trends in the average number of years people will live beyond their current age measured by “period life expectancy”.
Care Quality Commision (CQC) score
Percentage of care homes rated Good or higher in a 10 mile radius .
Elderly care in your area (care homes and home care).
Venues offering fish and chips as a mile within a 10-mile radius.
Overall lifestyle score based on average score for number of green spaces, English heritage sites, fish and chip shops and bingo halls. Score is weighted from 00, with 100 being the highest score.
The "Best Places in the UK for Older People to Live" has been created by Taking Care
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